Issuers are getting creative to introduce new profit centers to replace the old ones being lost due to the new Credit Card Accountability Responsibility and Disclosure Act. According to Bloomberg, the latest example comes from American Express.

Beginning in September, Blue and Blue Sky cardholders will cease to accrue their reward points if they miss a payment. After the account is made current, cardholders will need to pay a $29 fee for each month’s worth of points they wish to recover.

In a separate move, Amex has been sending out notices to increase late fees, the go-to APR, and cash advance rates to a wide swath of customers.