Vectra Bank Credit Cards: 0% on Purchases and Balance Transfers for 12 Months with No Fees
For a very limited time, Vectra Bank/Zions Bank is offering 0% APR on purchases and balance transfers for 12 months with no fees. (Thanks FW.) This offer expires February 17, 2008 so you will need to act fast. After that date, expect the terms to revert to its normal 0% APR on purchases and balance transfers for 6 months with no fees.
SPECIAL INTRODUCTORY RATE – 0% APR FOR 12 MONTHS!
GET 0% APR ON PURCHASES AND BALANCE TRANSFERS FOR YOUR FIRST TWEVLE MONTHS, THEN A COMPETITIVE RATE THEREAFTER. PLUS, NO ANNUAL FEE AND ONE YEAR ONE YEAR MEMBERSHIP IN THE CONNECT ONE REWARDS PROGRAM FREE. HURRY OFFER EXPIRES FEBRUARY 17, 2008.
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Combine all of your credit card balances and make one easy payment with a Vectra Bank Colorado Balance Transfer. This no-fee service is smart, convenient and will save you valuable time in the future. Simply complete the Balance Transfer Request form and we’ll handle all the paperwork.
One interesting thing to note is that Vectra does not charge balance transfer fees, even outside of the introductory time frame, so it is not necessary to perform the BT at the time of the application if it is not convenient.
Vectra Bank is in Colorado. I applied for this credit card over this past weekend and received a reply on line that my application was declined for the following reason: “Applicant lives out of service area.” Unfortunately, I can see no where on their Web site or application where their service area is. Seems strange to me…why did their online application even have a drop-down menu of all the states in the Union if they have a limited service area.
Bill, thanks for the heads up. I suppose the issue is moot at this point since the 12 month offer has expired, but I called up the number on disclosures page and spoke with a rep. What she said was that the offer was limited to Vectra customers in Colorado.
However, this post contradicts that claim, so I’m not sure what to believe.