Category: Discover

If you’re a Discover Card holder, it’s time to check your mail. From February through June 2010, Discover is running a special promo to targeted cardholders. If you’re eligible, you can earn a $500 bonus for spending at least $2,000 each month from February 2010 through June 2010. To enroll:

1) Call 1-866-645-1436 from January 1, 2010 to February 1, 2010 and let us know you’d like to stop using other cards and switch your spending to Discover.

2) Use Discover for all your purchases like groceries, gasoline, electronics as well as monthly bills like cell phone, internet and cable.

3) Earn an extra $500 CashBack Bonus – just for making $2,000 in purchases with your card in each month from February 2010 through June 2010. Remember, this is in addition to the CashBack Bonus you can earn every time with your card.

(Via FW)

For a limited time, when you spend $50 or more on select items sold by Amazon.com in Apparel, Electronics, Software, Video Games, and Computers, you will get $10 off when you pay with your Discover Card. Items that qualify for this promotion will display a message under the “Special Offers and Product Promotions” section. After you’ve added qualifying items that total $50 or more and update your payment form to your Discover Card, the discount should be reflected in your cart. For the full terms of the promo, see this link. For examples of items eligible for the discount, see this SD thread.

Discover Card holders can earn a 2% cash back bonus on up to $1,000 in holiday purchases at department stores, clothing stores, shoe stores, jewelry stores or any online shopping with their Discover More, Open Road, or Motiva card from November 15 through December 31, 2009. Purchases must post by December 31.

To earn this bonus, you must sign up for this promotion by logging into your Discover account. Click on rewards tab and you will see the “Double Cash Back Bonus” under the current 5% advertisement. (Via SD)

Now through November 30, 2008, you can get $4 off your purchase of movie tickets at Fandango when you use your Discover Card. Discounts are limited to one per Discover card holder. To access this deal, you must purchase tickets through this link.

Fandango also has a “buy one get one free” ticket offer with MasterCard for Madagascar: Escape 2 Africa. That offer can be found here. Despite the promo showing an expiration date of 11/2/08, it is still reportedly working. (Via SD)

Discover will be removing both the minimum and maximum balance transfer fees on its consumer and business credit cards, effective November 1, 2008. Currently, balance transfers are assessed a fee of 3% with a $10 min and $75 max for consumer accounts. As of next month, all balance transfers will be subject to a flat 3% fee.

Discover seems to be following an industry-wide trend, as this move closely follows Chase’s decision to remove the balance transfer fee caps on nearly all of its cards. Discover and Chase join Citi, which also eliminated the max balance transfer ceiling on the vast majority of its cards earlier in the year. As credit tightens, we should probably expect more issuers to follow suit.

Discover Cash Over is an often overlooked but very useful feature that allows you to use your Discover card much like an ATM card at the grocery store checkout. When you use your Discover card at a participating supermarket, you can request additional cash at checkout, and it will be treated as a normal purchase with the same APR and grace period and no transaction fee. For those who pay off their balance every month, it’s a convenient way to save a trip to the ATM.

In the past, the program was even more attractive, since you used to be able to earn rewards on the cash you received. That was like getting free money. While most stores no longer give you rewards on your Cash Over, there are a few that still do.
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