Keeping an eye on the best credit card offers
Slowly but surely, it’s getting easier to grab a copy of your credit score for free. Thanks to some nudging of the banks by the CFPB and others, more consumers than ever can now see how their credit rates without having to pay for it. The latest news comes from Bank of America and Wells Fargo, where eligible customers can now enjoy expanded access to their FICO score for free.
» Read more
Last year, Bank of America introduced Preferred Rewards, a loyalty program that rewards clients for having an extensive relationship with Bank of America, Merrill Edge and Merrill Lynch. This week, it launched a national ad campaign to publicize the program. Why is this interesting to credit card consumers? Because with the bonuses you earn at the highest level, it’s possible to earn 2.625% cash back on general spending or 5.25% cash back on gas–numbers that eclipse the maximum possible on other cards.
» Read more
The Virgin Atlantic World Elite MasterCard, issued by Bank of America, is currently offering up to 90,000 bonus miles when you sign up for a new card. That’s the best offer yet for this card since it was introduced a year ago. Under this promo, you’ll earn 20,000 Flying Club bonus miles after your first purchase, another 50,000 Flying Club bonus miles after you spend at least $12,000 in qualifying purchases within 6 months of your account open date, up to 15,000 additional bonus miles upon your anniversary and up to 5,000 more miles when you add authorized users to your card.
» Read more
The concept of a credit card that rewards you for paying your balance on time is not entirely new. For instance, the old Discover Motiva card rebated 5% of your current month’s interest when you paid on time and the Citi Forward for College Students card will reduce your purchase APR when you pay on time 3 billing periods in a row. But those incentives pale in comparison to the rewards that Bank of America is offering on its new BankAmericard Better Balance Rewards credit card. The new card will pay you a cash rebate of up to $120 a year, as long as you pay your monthly bill on time and pay more than the monthly minimum each time.
» Read more
For some lucky customers, Bank of America is offering an excellent deal on its BankAmericard Cash Rewards Visa Signature Card: a $400 cash back bonus after making at least $500 in purchases within 90 days of account opening, as well as an intro 0% APR for the first 15 months on purchases and any balance transfers made within 60 days of opening your account. Balance transfers, however, will incur a 4% fee (min $10).
» Read more
The competition for the travel credit card market is heating up, as Bank of America today announced three new offerings. The new BankAmericard Travel Rewards, BankAmericard Privileges with Travel Rewards and WorldPoints Travel Rewards for Business all feature no foreign transaction fees, no expiration on points and flexible redemption on any airline, hotel or other travel provider.
» Read more
With Black Friday and Cyber Monday nearly upon us, credit card companies have welcomed the shopping season with a number of special deals and promotions designed to woo your spending.
Want to get the most out of your holiday purchases? Check out this massive list of limited-time offers.
» Read more
The writing has been on the wall for quite some time. Arguably the best general purpose cash back credit card of all-time, the sweetness that was the 2% ex-Schwab card was bound to end sooner or later. Ever since the card stopped accepting new applications over a year ago, existing cardholders have been nervously speculating when the party would end. Well, doomsday now has a date: October 31, 2011.
» Read more
The Hawaiian Airlines® Visa Signature® card currently offers 20,000 bonus Hawaiian Miles after first purchase and an additional 15,000 bonus HawaiianMiles after making $1,000 in net purchases within four months of account opening for a total of up to 35,000 bonus miles.
» Read more
The Virgin Atlantic American Express now offers up to 65,000 bonus miles in your first year of cardmembership. The new, improved offer is only available through this link, as the standard deal only offers up to 35,000 bonus miles.
Under terms of the new promotion, you’ll earn 20,000 Flying Club miles after your first purchase. You’ll also receive an additional 25,000 bonus miles after you make at least $750 in purchases within 90 days of opening your account. In addition, you’ll earn 7,500 Flying Club miles for spending $15,000 and another 7,500 miles for reaching $25,000 in annual spending. Up to 5,000 more bonus miles may be earned for adding more Cardmembers to your account.
» Read more