Keeping an eye on the best credit card offers
Alas, yet another good offer bites the dust. As of May 1, Discover no longer offers fee-free balance transfers for any of its consumer cards. There is now a 3% balance transfer fee, with a $10 minimum and $75 maximum.
Discover has historically been one of the innovators in the credit card industry. Here’s hoping that this is one trend that does not spread.
I received an offer in the mail the other day for the First National Bank Omaha Maximum Rewards Platinum Edition Visa Card. The perks of this offer include:
The card itself has a reward program called Maximum RewardsSM where you earn 1 point for every $1 you spend. The points are redeemable for cash, travel, gift cards, merchandise, etc.
To enroll, you can either:
The deadline to apply for this offer is June 21, 2007.
This page has application links to the Bank of America Platinum Plus Visa and Platinum Plus MasterCard with 0% on purchases and balance transfers for 12 months and no balance transfer fees. Via FW.
Note: Be sure to check the latest balance transfer offers from all credit card issuers by using the offers database at this link. You can also browse the directory of card deals here.
Ripped from SD:
- Go to www.truecredit.com/code
- enter code CNAA DHSC WHXB YWDB
- Log in if you have an existing TrueCredit account or create a new one
The code expires May 4, 2007 and entitles you to:
See www.truecredit.com for more details.
Edit: Â It looks like this deal has been expired prematurely and is no longer available.
Bank of America continues its Museums On Usâ„¢ program this year, expanding the number of participating museums from 56 to 85. When you present your photo ID and a Bank of America credit card, ATM card, check card or MBNA credit card, you’ll receive free admission for yourself and a guest to participating museums during the month of May.
To see the full list of museums, visit http://www.bankofamericapromotions.com/museums/.
Per FT, there’s another bonus promo Amex is running from April 15, 2007 to June 15, 2007. This particular offer is for select Starwood Preferred Guest credit card holders.
You’ll earn a 25% Starpoint bonus on all purchases made during the promo period on your SPG Amex. If you are eligible, you can enroll by visiting http://www.americanexpress.com/starwoodbonus1 or calling 1-800-794-1308 and entering promo code 086650001.
Discover just rolled out a new business card that earns travel rewards, as a complement to its existing cash back business card. Its features are very similar to the cash back card, except that you earn Miles instead of cash back. Whereas the Discover Business Card offers 5% on office supplies, 2% on gas, and up to 1% on everything else, the Discover Business Miles Card earns 2 Miles per $1 spent on gas and travel expenses, up to $5,000 in annual purchases, and up to 1 Mile per $1 spent on anything else. The “up to 1%” language is necessary because both business cards only earn 0.25% at “select warehouse clubs, discount stores and their affiliates.”
Redeeming Your Miles
Miles redemption is very flexible and is identical to the personal version of Discover’s travel card:
Book any travel through any airline, travel agent or online travel site and pay with your Miles Card. Then redeem your Miles, for every 5,000 Miles get a $50 travel credit to your account towards your travel purchases.
You also have the option of redeeming your Miles for gift cards from one of Discover’s partners.
Unique features
There are a couple of unique features to Discover’s business cards which are worth highlighting:
For more information, visit http://www.discoverbiz.com or click here.
This is essentially the same promotion as was mentioned earlier for Delta Skymiles card holders, but is instead for solicited Amex Green and Gold Card holders. When you enroll by June 15, 2007, you’ll be eligible for double points spent on your account between April 15 and June 15, 2007:
…you must enroll using your 14-digit RSVP code from your mailing, or if you are registered to manage your account online, your user ID and password.
To enroll in this special offer you can also call 1-800-794-1308 and enter the nine-digit code 064570002.
You can enroll online using the following links:
The Discover Platinum Card has been rebranded as the Discover More card, so don’t be confused by the name. Per FW, there’s the following signup offer:
$60 With Your first $500 in purchases made in the first 3 months after approval. Must be approved by July 15, 2007.
3.9% apr on balances transfers through May 2011.
Balance Transfer Fee 3%, $10 minimum / $75 maximum.
0% apy on purchases through May 2008.
You can apply over the phone at 800-572-9369 or online at apply.Discovercard.com using code #FDHJ
If you were a Delta SkyMiles Credit Card holder solicited for this offer, you can enroll online by entering the RSVP code found printed inside your mailing at http://www.americanexpress.com/delta2x. Or you can enroll by phone, by calling 1-800-794-1308 and entering code 086450001.
You’ll earn double miles on eligible spending posted to your account between April 15 and June 15, 2007. You must register for this promotion by June 15, 2007. See full terms and conditions on Amex’s site.